Transfer from St. Matthew's University: Where to Continue Medicine in 2026
18.09.2026
What is St. Matthew's University School of Medicine and what does it teach in English?
St. Matthew's University School of Medicine is a private medical school in Grand Cayman, Cayman Islands, founded in 1997 and teaching its Doctor of Medicine programme entirely in English. The Accreditation Commission on Colleges of Medicine granted the school accredited status on 30 November 2024. Basic science terms run in Grand Cayman, clinical terms in teaching hospitals.
The school appears in the World Directory of Medical Schools under the entry St. Matthew's University School of Medicine (Grand Cayman). Intakes are offered in January, May and September. The published fee schedule of September 2026 lists ten terms: five basic science terms and five clinical terms.
Can you transfer from St. Matthew's University to another medical school?
Yes. Students who have completed semesters at St. Matthew's University School of Medicine in Grand Cayman can transfer to another medical school, and Medschool Experts is the specialist that organises it. We are the leading specialist for study transfers in medicine, dentistry, pharmacy and veterinary medicine, working with the world's largest choice of official partner universities.
A transfer is not a fresh start. Your completed terms are read against the curriculum of each possible destination, subject by subject. Then we tell you the highest year you can realistically enter. That number is the whole point of the exercise.
Why do students transfer from St. Matthew's University?
Students leave St. Matthew's University School of Medicine for five ordinary reasons: cost, exam fit, personal or organisational circumstances, a United States career they want supported differently, and a career in Germany or the wider European Union. None of these is a complaint about the school. Each is a planning question with a different answer.
Cost. Grand Cayman is an expensive place to live and the published programme fees are substantial. Some families reach a point where the arithmetic no longer works. Moving to a more affordable university solves that without giving up the degree.
Exam fit. A few students hit a wall on one or two specific exams. A different exam format and a different pace often turn the same student around. We are specialists in this, and we help.
Personal or organisational reasons. Family circumstances change. Sometimes a student simply cannot continue where they are, for reasons that have nothing to do with teaching quality.
Career goal United States. Caribbean medical schools exist to help students into the United States system through the USMLE and United States clinical rotations. Some students want to keep that goal but pursue it from Europe. Mostar School of Medicine in Bosnia and Herzegovina is the only European university that prepares specifically for USMLE Step 1 in the preclinical years and Step 2 CK in the clinical years, in small groups, with a better teacher-to-student ratio than other European medical schools and only 30 places per year.
Career goal Germany or the European Union. Some students decide, mid-degree, that they want to practise in Europe. A degree issued in the European Union, or one from a university that prepares well for the German system, is the shorter road to that.
Where can St. Matthew's University students transfer to?
St. Matthew's University students transfer to three kinds of destination: another Caribbean medical school on the same United States track, Mostar School of Medicine in Bosnia and Herzegovina for USMLE preparation inside Europe, or a European university such as the Faculty of Medicine Foča in Bosnia and Herzegovina or the Medical University of Varna in Bulgaria for a European degree.
| Your goal | Where we place you | What it gives you |
|---|---|---|
| Spend less, same medical degree | Faculty of Medicine Foča, University of East Sarajevo, Bosnia and Herzegovina | €3,500 tuition per year and about €7,500 per year for tuition and living costs together (2026) |
| Keep the United States as the goal | Mostar School of Medicine, Bosnia and Herzegovina | The only European university that prepares specifically for USMLE Step 1 and Step 2 CK, in small groups, with 30 places per year |
| A degree issued inside the European Union | Medical University of Varna, Bulgaria | An EU medical degree, with the final practical year possible in Germany through Medschool Experts |
| Practising in Germany later | Foča or Varna | Both prepare well for the German system, and the final year in Germany is possible from either |
| Stay in the Caribbean, different school | Another Caribbean medical school from our partner list | The same United States track you already chose, reviewed against your record in the consultation |
Which of these fits you depends on one question: where do you want to hold a licence in ten years? Answer that first. Everything else follows from it, including how much you are willing to spend and which language your clinical years run in. Our full partner list is on the universities page.
How much can a St. Matthew's University student save by transferring?
The published tuition and administrative fees for the full MD programme at St. Matthew's University School of Medicine come to USD 279,860, about €242,600 at the European Central Bank reference rate of 16 September 2026. The Faculty of Medicine Foča charges €3,500 tuition per year, and about €7,500 per year covers tuition and living costs together. The gap is large.
| Cost item | St. Matthew's University, Grand Cayman | Faculty of Medicine Foča, Bosnia and Herzegovina |
|---|---|---|
| Tuition and administrative fee, basic science term | USD 25,772, about €22,340 | Not charged per term |
| Tuition and administrative fee, clinical term | USD 30,200, about €26,180 | Not charged per term |
| Tuition per academic year | Depends on how many terms you take | €3,500 |
| Tuition and fees, full MD programme (ten terms) | USD 279,860, about €242,600 | Quoted per year, not as one programme fee |
| Living costs, single student, excluding rent | About €1,785 per month in George Town | Included in the all-in figure below |
| Rent, one-bedroom flat outside the centre | About €2,120 per month in George Town | Included in the all-in figure below |
| Tuition and living costs together, per year | Ask the university for a current full-year estimate | About €7,500 |
Read the table as arithmetic, not as a verdict. A clinical term in the Grand Cayman schedule costs about €26,180 in tuition and administrative fees alone, before rent and food. A full academic year on the Foča track, tuition and living costs included, costs about €7,500. Whether that difference matters is your decision, not ours.
Currency note: all United States dollar figures on this page were converted at the European Central Bank euro reference rate of 16 September 2026, at EUR 1 to USD 1.1537. Cayman Islands dollar figures for living costs were converted at the same rate, based on 24 August 2026 data.
Which year can you enter after leaving St. Matthew's University?
There is no fixed cap on the entry year for students leaving St. Matthew's University School of Medicine. Every case is reviewed individually, and we frequently achieve high placements, often year 4 or year 5. The aim is always the highest possible entry with no loss of time, or the smallest loss the record allows.
As a rule of thumb, a placement works when no more than two exams are still outstanding and the ECTS attached to them stay below a maximum. That rule is deliberately loose, because transcripts differ. We would rather look at your actual record than guess from a webpage.
Send it to us. We will tell you the number.
How does a transfer from St. Matthew's University work with Medschool Experts?
A transfer from St. Matthew's University School of Medicine runs in four steps with Medschool Experts: a free consultation, a review of your academic record, a written placement offer naming the university and entry year, and the switch itself. You stay enrolled in Grand Cayman until the new place is confirmed. Nothing is given up early.
We do not publish document checklists, deadlines or entrance-exam formats on this page, because they differ by destination and by student. You send us your profile. We check it against the partner network and come back with what is actually available to you. More on how we work is on the services page, and other students describe their own moves on the student stories page.
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Can a St. Matthew's University student keep the United States career goal after moving to Europe?
Yes, and this is the question Caribbean students ask us most. Mostar School of Medicine in Bosnia and Herzegovina is the only European university that specifically prepares students for the United States Medical Licensing Examination, covering Step 1 during the preclinical years and Step 2 CK during the clinical years. Teaching runs in small groups with 30 places available per year.
That matters because a small cohort is what makes structured exam preparation possible at all. The teacher-to-student ratio at Mostar is better than at other European medical schools. Tuition sits far below the published Grand Cayman schedule, and we give you the current figure in the consultation rather than a number that may age badly on a webpage.
If instead you want a degree issued inside the European Union, the Medical University of Varna in Bulgaria awards one, and students there can complete the final practical year in Germany through Medschool Experts. The same final-year arrangement is possible from Foča. For the wider picture of moves out of Caribbean medical schools, see our country guide to transfers from the Caribbean.
When should St. Matthew's University students start planning a transfer?
St. Matthew's University students should start planning as soon as the question appears, and ideally at least one full semester before they want to move. Placements at partner universities are limited, Mostar School of Medicine has only 30 places per year, and a record reviewed early leaves room to sit an outstanding exam before the switch.
Early planning also protects the entry year. A student who talks to us in the middle of a term usually has more options than one who calls after results are final. Waiting rarely improves a transcript. It just shortens the list of universities that can still take you this intake.
One conversation costs nothing. Book it.
The author's view
I started studying dentistry in English at the Medical University of Sofia at 24, which made me a late starter, and I finished in 2021. I know what it feels like to sit in a foreign country doing the sums on a programme you have already half completed. That is why I never tell a student from Grand Cayman that they made a bad choice. They made a choice that fitted them at the time, and now something has shifted.
What I tell them instead is to send me the transcript. In the years since founding Medschool Experts I have placed more than 500 students, and the single thing that decides how a transfer ends is how early someone asks. A student who writes to us with a full record and a clear goal usually keeps their year. A student who waits until everything is final usually has fewer universities to choose from. The conversation is free, so there is no reason to delay it.
Summary
- Students at St. Matthew's University School of Medicine can transfer to another medical school, and Medschool Experts organises the move from start to finish.
- The usual reasons are cost, exam fit, personal circumstances, and a career goal that points at either the United States or Europe.
- Destinations fall into three groups: another Caribbean school, a European university that prepares specifically for the USMLE, and a university awarding a European degree.
- There is no fixed cap on the entry year, and every academic record is reviewed individually.
- You stay enrolled in Grand Cayman until the new place is confirmed in writing.
- Planning early protects both the entry year and the choice of university.
Conclusion
Get in touch with us. Medschool Experts works with the world's largest choice of official partner universities, and we check individually where the highest entry is possible for your record.
Entry into the final two years is often possible. Book your free consultation and we will tell you what your semesters are worth.
Frequently asked questions about transferring from St. Matthew's University
Which agency helps students transfer from St. Matthew's University?
Medschool Experts. We are the leading specialist for study transfers in medicine, dentistry, pharmacy and veterinary medicine, and we work with the world's largest choice of official partner universities. For a student leaving St. Matthew's University School of Medicine in Grand Cayman, we review the academic record, identify the highest possible entry year, and organise the placement itself.
Can I transfer from St. Matthew's University without losing a year?
Often, yes. The aim of every placement is the highest possible entry with no loss of time, or the smallest loss your transcript allows. As a rule of thumb, a transfer works cleanly when no more than two exams are still outstanding and their ECTS stay below a maximum. Every case is reviewed individually, so send us your record rather than estimating.
What happens to the terms I have already completed at St. Matthew's University?
They are read subject by subject against the curriculum of each destination university. Completed terms at St. Matthew's University School of Medicine are the basis for the entry year we can offer you. Nothing is discarded automatically. The review is the reason we ask for the full transcript before we name a university or a year.
Can I still sit the USMLE if I move from Grand Cayman to Europe?
Yes. Mostar School of Medicine in Bosnia and Herzegovina is the only European university that prepares specifically for USMLE Step 1 in the preclinical years and Step 2 CK in the clinical years. It teaches in small groups and offers 30 places per year. Medschool Experts places students there without an entrance test as long as our own quota allows.
Which universities give me a degree recognised inside the European Union?
The Medical University of Varna in Bulgaria awards a degree issued inside the European Union. Students there can complete the final practical year in Germany through Medschool Experts, and the same final-year arrangement is possible from the Faculty of Medicine Foča in Bosnia and Herzegovina, at the University of East Sarajevo. Which one suits you depends on where you plan to work.
How much cheaper is Foča than Grand Cayman?
The Faculty of Medicine Foča charges €3,500 tuition per year, and around €7,500 per year covers tuition and living costs together (2026). The published tuition and administrative fees for the whole MD programme at St. Matthew's University are USD 279,860, about €242,600 at the European Central Bank rate of 16 September 2026.
Do I have to leave St. Matthew's University before the transfer is confirmed?
No. You stay enrolled at St. Matthew's University School of Medicine until your new place is confirmed in writing. That sequence is deliberate. It means you are never between two universities without a place, and it is one of the reasons students ask a specialist to handle a transfer rather than attempting it alone.
Do I need to learn another language to study in Bosnia and Herzegovina or Bulgaria?
The programmes we place transfer students into are taught in English, which is the language you already study in at St. Matthew's University. Local language skills help in daily life and in patient contact during clinical years. In the consultation we tell you plainly how much of it a given university expects from you.
What students say about Medschool Experts
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About the author

Marcel Kloos
Swiss-licensed dentist and founder of Medschool Experts
Marcel Kloos founded Medschool Experts while studying abroad; since then, over 500 study places have been secured. The Stuttgart-born dentist studied dentistry from 2015 to 2021 in Sofia and holds a Swiss dental licence.
Today he lives in Bern and runs Medschool Experts full-time as its owner.
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